BY USING THIS SITE YOU ARE AGREEING TO THIS PRIVACY POLICY

Definitions

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For the purposes of this Privacy Policy:

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• "Account" means a unique account created for You to access our Service or parts of our Service.

• "Company" (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to KidVestors Inc.

• "Country" refers to United States of America.

• "Cookies" are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.

• "Device" means any device that can access the Service such as a computer, a mobile phone or a digital tablet.

• "Personal Data" is any information that relates to an identified or identifiable individual.

• "Service" refers to the "Website".

• "Service Provider" means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.

• "Site" refers to the "Website".

• "Usage Data" refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

• "Website" refers to Kidvestors.co or TheKidVestors.com, or App.Kidvestors.co , KidVestorsAcademy.com,  or KidVestors.io .

• "You" means the individual accessing or using the Site, Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

 

Privacy Policy Agreement and Changes

By using this Site, you agree to this Privacy Policy and collection of your data as described herein. We reserve the right to change this Privacy Policy at any time without notice. Any changes will be included in updated versions of this Privacy Policy. You agree to regularly review this Privacy Policy and your continued use of the Site constitutes your agreement to this Privacy Policy. Changes to this Privacy Policy are effective when they are posted on this Website.

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Website Server Logs

Like many websites, our server logs automatically collect information such as your device’s IP address, country location, browser type and version, time and date of access, device type, operating system, and URL navigation to, through and from our website (the “Site”), and files and sizes downloaded. We may use this information for internal operations to identify the source of traffic flowing to, through and from the Site, monitor the performance of our servers and to provide a better user experience.

 

Site Contact Form

The Site provides a Contact Form (the “Form”) through which you can submit personal contact information such as name, email address, phone number, company name, and a short message. Only your name and email address are required to use the form. The information is confidential, and you should not submit any information you consider or wish to keep confidential. 

 

Cookies

Like many websites we use various cookies for a variety of purposes. Cookies are small files that can be downloaded onto your device when you access a website. Some cookies are designed to help you effectively navigate around and use our Site, and to identify various parameters about your visits. Some analytic cookies (including Google Analytics) track your access to the Site and provide anonymous statistical data so we can determine traffic patterns and the most popular pages on the Site. We may use cookies to understand and save your preferences for future visits and to compile aggregate data about Site traffic and interaction so that we can offer better Site experiences. You can block access to some or all cookies through your browser settings. Find out more information about cookies at http://www.allaboutcookies.org and deleting and blocking cookies at http://www.aboutcookies.org You can also refuse cookies from the Site by clicking “NO” when asked to approve the use of cookies when you first visit the Site.

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Direct Contact

KidVestors may collect information from various sources and means through the course of providing services to our customers. Such means might include but are not limited to; phone, mail, couriers, in-person, social media, news media, and third-party educational websites, etc., where the information is not collected through use of this Site. Collection of information through direct contact is not governed by this Privacy Policy. Privacy of such information will be governed by the laws and regulations in any applicable jurisdictions.

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Sharing and Transferring Your Data

We do not sell, trade, or otherwise transfer, to third parties your personally identifiable information unless any applicable laws or regulations require us to do so. This does not include trusted third parties, affiliates and our franchisees who assist us in operating our Site, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our Site policies, or protect ours or other’s rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses. If we do share your personally identifiable information, we will use reasonable measures to protect the data during transfer. We may use the information we legally collect to send you marketing information via email periodically, unless you have previously unsubscribed.

 

COPPA and FERPA

At KidVestors we are committed to protecting the privacy of all users, including children and students. As such, we adhere to the requirements outlined in the Children's Online Privacy Protection Act (COPPA) and the Family Educational Rights and Privacy Act (FERPA). Below are key points regarding our privacy practices:

COPPA Compliance

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• By registering on the KidVestors website, you confirm that you are 13 years of age or older.

• We require verifiable parental consent before collecting any personal information from children under the age of 13, in accordance with COPPA regulations. 

  • Acceptable methods of verifiable parental consent include, but are not limited to:

    • Use and completion of an online registration form via our Website.

    • Use of a consent form to be signed by the parent and returned via U.S. mail, fax, or electronic scan.

    • Requiring the parent to complete a monetary transaction via a credit card, debit card, or other form of online payment system via our Website.

    • ​In the educational context, schools may provide consent on behalf of parents for the collection of student personal information, provided that such information is used solely for school-authorized educational purposes and not for any other commercial purpose. KidVestors strictly adheres to these requirements, ensuring that all data collected is used exclusively for educational purposes to enhance student learning and financial literacy.

• KidVestors may collect and store the following types of personal information about a child under the age of 13 when submitted by a child with verifiable parental consent or by the parent or guardian of the child:​

  • First and last name

  • Date of birth

  • Gender

  • Ethnicity

  • Grade level

  • Email address

• Parents have the right to review, delete, or limit the collection of their child's personal information. To exercise these rights, parents can contact us here.

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FERPA Compliance:

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• For educational institutions and students covered under FERPA, we comply with all requirements regarding the protection of student education records.

• We do not disclose personally identifiable information from student education records without the prior consent of eligible students or their parents, except as permitted by FERPA regulations.

• Students and eligible parents have the right to review and request amendments to education records. To exercise these rights, students or eligible parents can contact us here.

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In certain circumstances, schools may provide consent to the collection of student’s information on behalf of the parent. This ability to consent for the parent is limited to the educational context. The personal information collected must be for the use and benefit of the school, and cannot be used for any other commercial purpose. In order to get consent, the school must be provided with all the notices required under COPPA.

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Security

The Site is not intended to be used to transmit confidential information. We utilize what we believe are reasonable protective measures to secure the Site, but you should not assume, and we do not represent or warrant, that these measures will be sufficient to protect your confidential information. Cyberattacks are a constant threat to websites and are growing in sophistication and effectiveness.

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Links to Other Websites

From time to time the Site may contain links to other website(s). Links to other websites are provided for convenience only and we do not endorse nor have any responsibility for the content of the linked website(s). If you visit a linked website, you will be leaving our Site, and you will need to review the linked website’s Privacy Policy to determine how they will collect and use your information.

 

Retention

Your personally identifiable data will be retained in accordance with our retention policies and applicable laws and regulations in the applicable jurisdiction(s). The Site is located on server(s) in the United States. 

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SMS Service and Marketing

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By consenting to KidVestor's SMS marketing in the checkout and initializing a purchase or subscribing via our subscription tools, you agree to receive recurring text notifications (for your order, including abandoned checkout reminders), text marketing offers, and transactional texts, including requests for reviews from us, even if your mobile number is registered on any state or federal do-not-call list. Message frequency varies. Consent is not a condition of purchase.

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If you wish to unsubscribe from receiving text marketing messages and notifications, reply with STOP to any mobile message sent from us or use the unsubscribe link we provided you within any of our messages. You understand and agree that alternative methods of opting out, such as using alternative words or requests, will not be considered a reasonable means of opting out. We do not charge for the service, but you are responsible for all charges and fees associated with text messaging imposed by your wireless provider. Message and data rates may apply.

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For any questions, please text HELP to the number you received the messages from. You can also contact us here for more information.

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We have the right to modify any telephone number or short code we use to operate the service at any time. You will be notified on such occasions. You agree that any messages you send to a telephone number or short code we have changed, including any STOP or HELP requests, may not be received, and we will not be liable for honoring requests made in such messages.

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To the extent permitted by applicable law, you agree that we will not be liable for failed, delayed, or misdirected delivery of any information sent through the service, any errors in such information, and/or any action you may or may not take in reliance on the information or Service.

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Your right to privacy is important to us. You can see our Privacy Policy to determine how we collect and use your personal information.